Wednesday, August 13, 2008

Bye Bye Summer

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For the Month of August 2008 ---
IN THIS ISSUE...

Panting Like a Dog in August! Summer's on its way out... but before it leaves, it's sure to blast us with its rays of sun and those endless blue skies. That means, families and friends across the country will be getting in their last minute vacations and barbeques--while trying to beat the heat. The articles below can help you make the most out of the last month of summer. The first article describes how you can stay cool while still saving on cooling costs. And for all those cookouts, barbeques, and get-togethers make sure you follow some simple tips for summer food safety. Finally, if you're planning a last-minute getaway before summer fizzles out, you'll want to follow the advice on where to send your mail while you're gone. As always, please forward these tips on to your friends, coworkers and family members to help them make the most of their last month of summer. And if you need any help or advice, please call or email any time.

SAVE ON COOLING COSTS

Heating and air conditioning usually represent the biggest portion of home energy bills. As we head into the hottest part of the year, here are some ideas from author and home improvement expert Don Vandervort that will help you stay cool...and save money in the long run: Get 'In the Zone': Creating heating and cooling zones that let parts of your house become warmer and cooler than other parts is a great way to save both energy and money. If your home has a ducted system and wasn't originally designed with a zone system in mind, you can have a professional install a series of motorized dampers in certain ducts that will create a zone effect. Install Room Air-Conditioning Units: If your family spends a majority of time in one room or area of your home, like the family room or TV room, you can install a window unit or portable unit in that room and use that unit for part of the day instead of turning on your central air conditioning. You can always turn your central air conditioner on for those times of the day when your family is dispersed throughout the house. Install Ceiling Fans: The latest technology means that ceiling fans achieve better air circulation and can now help you save as much as 30% on your energy bill. Be sure to look for the Energy Star designation for energy efficiency. Inspect Your Ductwork: Recent research has shown that central heating and cooling systems that use ductwork can lose as much as 50% of their energy through leaks. It is important to have your ductwork inspected by a contractor every three years to make sure your system is operating at maximum efficiency. Install Heat-Recovery Ventilators (HRVs): Not only do HRVs get rid of air contaminants like odors, dust, and mold, they also grab much of the cold or heat from the outgoing air and recycle it back into your home with the incoming fresh air. These units are especially helpful if your home is tightly sealed. For even more great home tips and ways to save this summer season, visit http://www.hometips.com/.

SUMMER FOOD SAFETY TIPS

Summer time is one of the best times of year to enjoy fresh fruits and vegetables, especially those that aren't available year-round. But recent salmonella outbreaks are an important reminder about handling food properly. The Centers for Disease Control (CDC) notes that there is no way for consumers to detect salmonella since it can't be smelled, tasted, or seen. Here's what they recommend to reduce the risk of exposure: Wash, Wash, Wash One of the best ways to protect yourself is to wash all produce, including organic produce, with cold running water. You should scrub your produce gently with a vegetable brush, or you can use your hands if you don't have a brush. Make sure you remove outer layers of cabbage and lettuce. And make sure you wash fruit, too, even if you don't eat the peel. In addition, wash your hands with soap and water before handling food and also wash cutting boards, counters, and utensils to avoid cross-contamination. When you are preparing fresh vegetables, make sure you avoid any kind of contact with raw meat. And don't forget to refrigerate sliced up fruits and vegetables. Make the Call Salmonella poisoning typically resembles the flu, and symptoms usually appear 12 to 72 hours after infection and include abdominal cramps, headache, fever, diarrhea, nausea, and vomiting. If you suspect that you've contracted a case of salmonella poisoning, call your local health department. Reported cases help the CDC and FDA track the source of salmonella. Learn More To stay informed on the latest information, visit the CDC's web pages on salmonella and salmonella outbreaks.

WHERE DOES YOUR MAIL GO WHEN YOU'RE AWAY?

Think about what lands in your mailbox...bank statements, credit card bills, and maybe even DVD's. Where do they all go when you're gone? If you've been asking a nosy neighbor to pick up your mail--or worse, letting your mail pile up in the box--there's a better option and it's easier than ever! Whether you're on vacation or an unexpected business trip, you can rest easy knowing your mail is safe and sound by asking the Post Office to suspend delivery while you're gone. They'll hold your mail from 3 to 30 days, and then resume normal delivery on the date you specify. It's convenient, easy to do, and most of all SAFE! Make It Easier with the Internet Now you can notify the Post Office to hold your mail in two minutes flat without even leaving your house. Just hit this link, and you can quickly fill out the form online: USPS Mail Hold. If your area isn't served online, simply call 1 800 ASK USPS (1 800 275 8777) and a representative can assist you. Then, have the time of your life...without worrying about your mail while you're gone!


The material contained in this newsletter has been prepared by an independent third-party provider. (Genavee Hayden, Countrywide Home Loans) The material provided is for informational and educational purposes only and should not be construed as investment, financial, real estate and/or mortgage advice. Although the material is deemed to be accurate and reliable, there is no guarantee it is not without errors.

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